Mimi Fisher
Mortgage Loan Originator
NMLS #2393036
(208) 661-9457
Licensed in Idaho and Washington

Disclosures

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Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information.
 
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

This short outline includes important aspects of our privacy policy. To review our entire privacy policy, email us at the “Contact Us” email on this web site.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials is not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA, visit  www.hudclips.com

For information directly from the VA, visit  www.benefits.va.gov/HOMELOANS

For information directly from the USDA, visit  www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS 

It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.

As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.

All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer’s Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer’s meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending, and civil rights laws. For more information, contact us 844-663-8711 or info@modusmtg.com.

This is to give you notice that Kelly Right International, Inc. (“Kelly Right International”) has the following business relationships described below. Because of these relationships, a referral to one of these businesses may provide Kelly Right International a financial or other benefit.

  • Modus Mortgage LLC (“Modus Mortgage”): Kelly Right International owns 100% of Modus Mortgage. Modus Mortgage NMLS ID #: 1028232.
  • Kelly Right Real Estate LLC (“Kelly Right Real Estate”): Kelly Right International owns 100% of Kelly Right Real Estate.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the sale or purchase of a Property. Other settlement service providers with similar services are available. We encourage you to shop around to ensure that you and/or your client are receiving the services and rates that fit your needs.

Click Here to download a complete version of this Affiliated Business Agreement.

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